Want to know more about how Car Hire Excess policies work?
Click here to view our Frequently Asked Questions.


Important: Our policies cover pre-booked leisure trips, started and ended during the Policy period and which include a flight or pre-booked overnight accommodation away from your home.

If you are looking to use a car hire club where the car is rented by the hour when needed rather than for the duration of the trip (such as Zip Car, Enterprise Car Club etc), please select yes above.

Please provide the details of the lead insured first, who will be the individual named on the hire agreement. If you will have any named drivers for the hire agreement, please add their details as a Named Driver (you can add up to 8 named drivers at no additional cost).

Under our annual policies you can have either one or two Main Drivers, Main Drivers are individuals who will be hiring a car in their name, if you have two Main Drivers nominated they will be able to independently hire a car at the same time.

If you will have any named drivers for your hire agreements please add their details as a Named Driver (you can add up to 8 named drivers, or 7 if you add a second main driver, at no additional cost).

Drivers must be UK Residents aged 18 to 85 years old

What is the difference between a Lead/Main Driver and Named Driver?

Add Named Driver

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Everyone covered under this policy must be aged between 18 and 85 years old and hold a valid full UK or internationally recognised driving licence. They must also be a resident in the UK and be registered with a UK GP.

This product meets the demands and needs of those seeking protection from the financial cost for any excess payment they are liable for if their hire car is damaged.

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